Estimate your monthly payment for a Mercury outboard in Canadian dollars. The active TD program uses a contract of up to 60 months with amortization up to 240 months; a remaining balance may be due at maturity. Minimum financed amount is $5,000, OAC.
Short answer
Estimate your Mercury outboard payment in CAD. The current Always-On promotional rate is 5.48% APR through December 31, 2026 OAC through DealerPlan. The active TD contract term is up to 60 months, while payment estimates may use amortization up to 240 months. A balance may remain due at contract maturity when the amortization is longer. Minimum financed is $5,000.
How the math works
Amount financed equals motor and rigging total, plus tax, plus the $349 DealerPlan fee, minus down payment, minus trade-in credit. The calculator estimates payments using the selected amortization. The lender confirms the contract, remaining balance, and final structure.
Example monthly payments at 5.48% APR (Always-On promo)
| Amount financed | 60-month amort. | 120-month amort. | 180-month amort. | 240-month amort. |
|---|
| $10,000 | $191 | $108 | $82 | $69 |
| $15,000 | $286 | $163 | $122 | $103 |
| $20,000 | $382 | $217 | $163 | $137 |
| $25,000 | $477 | $271 | $204 | $172 |
| $30,000 | $573 | $325 | $245 | $206 |
| $35,000 | $668 | $379 | $286 | $240 |
Frequently asked questions
- What is the current promotional financing rate?
- The current headline rate is 5.48% APR through December 31, 2026 on eligible purchases (OAC), arranged by HBW through DealerPlan and participating Canadian lenders. The signed lender disclosure controls approval and terms.
- What is the minimum financed amount?
- $5,000 CAD. Anything under that has to be paid by debit, credit card, or e-transfer.
- How long is the financing?
- The active TD program uses a contract term of up to 60 months. Payment estimates may use amortization up to 240 months; when the amortization is longer than the contract, a remaining balance may be due at maturity. The lender confirms the final structure, OAC.
- Are there fees?
- A $349 DealerPlan administration fee applies and is added after tax. It is shown on the quote before you sign.
- Can I pay it off early?
- Yes. DealerPlan loans are open, no prepayment penalty. Most customers prepay extra in tax-refund season or after a bonus.
- Does the trade-in reduce what I finance?
- Yes. Trade-in credit is applied to the motor subtotal before financing. The amount financed equals motor and rigging total, plus tax and the $349 fee, minus down payment and trade-in credit.
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